Mobile Wallet

Mobile Wallet is a digitally encrypted version of your debit card allowing you to make a contactless payment at various retailers including online purchases. Businesses do not see or store your card number.

Use your app when shopping at participating retailers or online checking. Simply hold your electronic device near a compatible payment terminal, or make purchases online using the app when shopping on your device.

Look for merchants that feature the contactless symbol or accept payments through your app. Your app may also use Magnetic Secure Transmission (MST), a technology that lets it work with most traditional payment systems.

No. Your payment information is stored in your digital wallet app–not on your phone, making mobile wallet more secure. The app assigns each debit card number a virtual card number associated only with the digital wallet app and device you use. Most apps require authorization via your fingerprint, passcode, or other security measure before completing the transaction.

Add your Rosedale Bank Debit Card to Apple Pay, Google Pay, or Samsung Pay using our simple step-by-step instructions.

To find out what retailers accept mobile wallet, select the link associated with your mobile wallet platform:

• Apple Pay
• Google Pay
• Samsung Pay

Yes. If you receive a new device, add your card to your digital wallet as if you were setting it up for the first time.

If your card is lost or stolen, please call us at 1.888.297.3416. You can remove the card you added to the device within in your digital wallet app. Once you receive your replacement card, add your new card to your digital wallet as if you were setting it up for the first time.

These Terms and Conditions (the “Terms”) apply when you choose to add a Rosedale Bank Debit Card to a Mobile Wallet Service. In these Terms, “you”, “your”, “their”, and “my” refer to the cardholder of the Rosedale Bank Card, and “we,” “us,” “our,” and “Rosedale Bank” refer to the issuer of your ROSEDALE BANK Card. By selecting the check box entitled “I have read, and I understand and agree to the ROSEDALE BANK Mobile Wallet Service Terms and Conditions,” you agree to all terms, conditions, and notices contained or referenced in these Terms and you are providing your express consent.

A Mobile Wallet Service (“Wallet”) allows you to add your ROSEDALE BANK Cards to an application using your Mobile Device. Your ROSEDALE BANK Card number is replaced with a digital number or token. Once added, you understand that you may use your Mobile Device to make payments only where the Wallet is accepted. ROSEDALE BANK is not a provider of the Wallet and we are not responsible for any failure or inability to perform a transaction using the Wallet. We are only responsible for supplying information securely to the Wallet provider to allow usage of the ROSEDALE BANK Card in the Wallet.

Active ROSEDALE BANK Card accounts that are in good standing are eligible to be added to a Wallet. If your ROSEDALE BANK Card or any underlying ROSEDALE BANK account becomes delinquent, is in a negative status or is otherwise maintained in an unsafe manner as determined by ROSEDALE BANK in its sole discretion, your ROSEDALE BANK Card may be removed by ROSEDALE BANK from the Wallet for continued use.

You agree that when you add your ROSEDALE BANK Card to a Wallet service, your ROSEDALE BANK Card and account will remain subject to the terms and conditions of all existing agreements with ROSEDALE BANK. You acknowledge that certain message and data rates may apply from your wireless service providers and/or wireless carriers which might impact your use of the Wallet. For example, your mobile service carrier or provider may impose data usage or text charges for your use of or interaction with the Wallet, including downloading the software, receiving or sending text messages, or other use of your mobile device when using the software or other products and services provided by the Wallet. You expressly agree that you are responsible for all such fees, limitations, and restrictions and that we may contact you via your mobile device for any purpose concerning your accounts at ROSEDALE BANK including account servicing and collection purposes.

You represent that you are the ROSEDALE BANK owner of the account and other financial information which may be accessed via the Wallet. You represent and agree that all information you provide in connection with the Wallet is accurate, current, and complete, and that you have the right to provide such information to us for the purpose of operating the Wallet. You agree not to misrepresent your identity or your account information.

Once you have added your ROSEDALE BANK Card to a Wallet service, ROSEDALE BANK is responsible for securely transmitting your information to your Wallet service provider. Your information is only sent through secure channels. You agree that we may share your information with the Wallet provider, a payment network, and others in order to provide the services you have requested, to make information available to you about your ROSEDALE BANK Card transactions, and to improve our ability to offer these services. We do not control the privacy and security of your information that may be held by the Wallet provider and that is governed by the privacy policy given to you by the Wallet provider. You agree not to leave your Mobile Device unattended while logged into the Wallet and to log off immediately at the completion of each access by you. You agree not to provide your password or other access information to any other person. If you believe that someone may have unauthorized access to your Mobile Device, you agree to immediately cancel your access to the Wallet associated with the Mobile Device. You agree to provide us with immediate notice in the event you suspect fraud or any unauthorized access to any of your accounts. You agree to comply with all applicable laws, rules and regulations in connection with your ROSEDALE BANK Card.

You agree to take every precaution to ensure the safety, security and integrity of your account and transactions when using the Wallet.

We may in some cases make individually identifying information available only in the following circumstances: where ordered by a court or other legal body or where it is lawfully permitted or required; where we have agreed to provide information under contracts to vendors and partners to make products and services available to our members; or where the member has requested or consents to the disclosure of information. In those cases where we disclose information to outside vendors, we require that they use it for no purposes other than providing previously specified services to our members.

Except as otherwise required by law, ROSEDALE BANK may in its sole discretion change these terms, and modify or cancel the eligibility to use your ROSEDALE BANK Card with a Wallet service at any time, without notice. You cannot change these terms, but you can terminate them by removing your ROSEDALE BANK Card(s) from the Wallet. ROSEDALE BANK reserves the right to refuse any transaction for any reason.

You expressly understand and agree that your use of a mobile wallet service is at your sole risk. Any material downloaded or otherwise obtained.