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Personal Checking

Easy, Dependable Checking

At Rosedale Bank, we offer checking services convenient to your unique lifestyle. So, we encourage you to compare and choose which type of account best fits your needs. From there, we’re happy to help set it up for you or answer any questions you may have.

  • Person banking on tablet

    Everyday Checking

    The convenience of a classic checking account backed by the digital features you need to manage your finances from anywhere.

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  • Person holding credit card and mobile phone

    Everyday Interest Checking

    Put your Rosedale Bank checking account to work. Earn interest when you maintain a minimum balance of $100/month.

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  • Parents playing with their child in the kitchen

    Everyday Checkless Banking

    No need for checks? No problem. You’ll receive a debit card and full access to our online banking with Rosedale.

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Features Everyday Checking Everyday Interest Checking Everyday Checkless Banking
Minimum Opening Balance $25 $250 $25
Checks Yes Yes No
Debit Card Yes Yes Yes
Maintenance Fee None $10 $5
Minimum Balance to Avoid Minimum Fee None $250 None
Earns Interest No Yes No
Minimum Balance to Earn Interest N/A $100 N/A
eStatements Yes Yes Yes
Mailed Statements $0 $0 $2**
Online Banking Yes Yes Yes
Online Bill Pay Yes Yes Yes
Free Online Money Management Tool Yes Yes Yes
Rosedale Fees for Non-Rosedale ATMs None None None
ATM Fee Surcharge Rebate for Non-Rosedale ATMs* 4 free per calendar month* 4 free per calendar month* 4 free per calendar month*
Consumer LOC Sweep Yes Yes N/A

*When you use an ATM not owned by Rosedale Bank, you may be charged a fee by the ATM Operator or any network used (including balance inquiries, even if you do not complete a funds transfer). Rosedale Bank will reimburse such fees for up to the first four (4) transactions per calendar month.

** Physical mailing of your account statements may not apply to your Everyday Checkless Banking Account if you have enrolled and consented to the receipt of electronic statements. You further agree that a paper statement fee (see Truth in Savings Disclosure) will be assessed each statement cycle unless enrolled in electronic statements.

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