Credit Cards

Choose the Card that’s Right For You.

We are proud to offer our new credit card options which feature low APRs, rewards, and the local friendly service you have come to expect from us.

• Fast, Secure Purchases Accepted at millions of merchants worldwide
• Easy Payments from Your Phone Add your card to your Google Pay™, Apple Pay® or Samsung Pay® mobile wallet.+
• Zero Liability Protection++ Stay protected in case of unauthorized transactions
• Easy Online Account Access And 24/7 customer support.
• Convenient Ways to Pay Pay your bill via automatic debit, online bill pay, at a branch or by mail.

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Mastercard Platinum

Special Introductory Offer:

• 0% Intro APR on balance transfers for 12 months from date of first transfer when transfers are completed within 60 days of account opening¹.
• 0% Intro APR for the first 6 months on purchases.**
• After the introductory period, the variable APR will be Prime + 5.74% to Prime + 13.74% APR based on creditworthiness. A Balance transfer fee of $10 or 3% of the amount of the transfer (whichever is greater) applies.**

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Mastercard Low Rate Platinum

Special Introductory Offer:

• No balance transfer¹ fee for balances transferred during the first six months.
• Afterwards, a 1% fee, minimum of $10, applies to all balance transfers.**

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Mastercard Platinum Rewards

Special Introductory Offer:

• 0% Intro APR on balance transfers for 12 months from date of first transfer when transfers are completed within 60 days of account opening¹.
• After the introductory period, the variable APR will be Prime + 5.74% to Prime + 15.74% APR based on creditworthiness. A Balance transfer fee of $10 or 3% of the amount of the transfer (whichever is greater) applies.**
• Earn a $50 cash back bonus once you spend $1,000 on purchases within the first 90 days of account opening.2

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Mastercard World

Special Introductory Offer:

• Earn a $500 cash back bonus once you spend $5,000 on purchases within the first 90 days of account opening.²

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Personal Service, Platinum Perks

No matter which card you choose, you’ll enjoy Rosedale Bank’s exceptional local service and these valuable Mastercard^® benefits:

Subject to credit approval. Ask for details.

Mastercard^® is a registered trademark of Mastercard International Incorporated. Certain restrictions, limitations, and exclusions apply. Please consult your Guide to benefits for specific benefit configuration.

1. Balance Transfers are subject to available credit.
2. Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit https://rosedalefederal.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.
3. For details on Rewards Program, please visit https://rosedalefederal.myapexcard.com/about-rewards/rewards-terms. Terms. Rewards options are subject to change without notice.
4. We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back, as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back. If you do not meet our criteria for the World card, you may be considered for the Mastercard® Platinum Rewards card.