Buying, Building, or Refinancing? We’ve Got You
Whether you’re investing in your first house or renovating your forever home, our team is here to guide you—step by step, neighbor to neighbor. We provide flexible terms and adjustable-rate mortgages, construction-to-permanent loans, and lot financing. At Rosedale Bank, we’re here to walk you through every step, from credit to closing.
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Adjustable Rate Mortgages (ARMs)
Our competitive rates adjust over time, offering potential savings if you plan to move or refinance in the future.
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Fixed Rate Mortgages
Lock in your interest rate for the life of the loan, providing stability and peace of mind.
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First-Time Homebuyers
We offer personalized support to help you navigate credit requirements, paperwork, and financing options.
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Construction/Permanent Loans
Combine construction and permanent financing into one loan—one application, one closing, and a seamless transition from building to living in your new home.
Let’s Get You Home—Your Way
Whether you’re starting fresh, building new, or just checking in, we’ve got an option for you.
We’ll Help You Do the Math
Our calculators help you estimate monthly payments, compare loan options, and understand how different factors affect your mortgage. Start exploring your options.

We Make Mortgages Easy to Understand
Our FAQs cover everything from escrow and application requirements to payment options, helping you make informed decisions every step of the way.