Buying, Building, or Refinancing? We’ve Got You

Whether you’re investing in your first house or renovating your forever home, our team is here to guide you—step by step, neighbor to neighbor. We provide flexible terms and adjustable-rate mortgages, construction-to-permanent loans, and lot financing. At Rosedale Bank, we’re here to walk you through every step, from credit to closing.

  • Couple banking on phone and laptop

    Adjustable Rate Mortgages (ARMs)

    Our competitive rates adjust over time, offering potential savings if you plan to move or refinance in the future.

    Adjustable Rate
  • Person banking on tablet

    Fixed Rate Mortgages

    Lock in your interest rate for the life of the loan, providing stability and peace of mind.

    Fixed Rate
  • Parents and children entering a new house

    First-Time Homebuyers

    We offer personalized support to help you navigate credit requirements, paperwork, and financing options.

    First-Time Home Buyers
  • People shaking hands

    Construction/Permanent Loans

    Combine construction and permanent financing into one loan—one application, one closing, and a seamless transition from building to living in your new home.

    Construction/Permanent

Let’s Get You Home—Your Way

Whether you’re starting fresh, building new, or just checking in, we’ve got an option for you.

We’ll Help You Do the Math

Our calculators help you estimate monthly payments, compare loan options, and understand how different factors affect your mortgage. Start exploring your options.

Pregnant, couple and woman on couch with bonding, tummy touch and support with maternity and motherhood. Future parents and affection on sofa with healthy pregnancy, embrace and excited for baby

We Make Mortgages Easy to Understand

Our FAQs cover everything from escrow and application requirements to payment options, helping you make informed decisions every step of the way.

Have Questions? We've Got Answers.

We're here to assist you no matter where you are in the process.