Fraud Prevention Starts with Awareness
In today’s digital world, scams are becoming more sophisticated, but one thing remains true: awareness is one of your best defenses against fraud.
At Rosedale Bank, banking is about more than transactions and technology. It’s about relationships, trust and helping our customers protect what matters most. While fraudsters continue to find new ways to steal money and personal information, knowing what to look for can help you avoid becoming a victim.
Recognize the Warning Signs
Fraudsters often rely on urgency, fear or trust to convince you to act before you have time to think. A text may claim there’s a problem with your account. An email may ask you to click a link. A caller may impersonate a bank, government agency, business or even someone you know.
No matter the approach, watch for common warning signs:
- Urgent requests requiring immediate action
- Requests for personal or account information
- Unexpected links or attachments
- Pressure to keep a transaction secret
- Requests to send or move money to “protect” it
- Requests for passwords, PINs or authentication codes
- Offers that seem too good to be true
If something doesn’t feel right, pause before you act.
Common Scams to Know
Phishing Scams: Emails or text messages designed to trick you into clicking a link or sharing sensitive information.
Imposter Scams: Someone pretends to be a trusted business, government agency, financial institution or even a friend or family member.
Payment Scams: Fraudsters convince victims to send money for fake purchases, services, investments or emergencies.
Identity Theft: Stolen personal information is used to open accounts, apply for credit or make unauthorized purchases.
Business Email Compromise: Fraudulent payment instructions or invoices appear to come from a trusted vendor, employee or company executive.
Simple Steps Can Make a Difference
Verify before you act. If you receive an unexpected request, contact the person or organization directly using contact information you know and trust.
Protect your information. Use strong, unique passwords, enable multifactor authentication when available, and never share your password, PIN or authentication code.
Use your banking security tools. Take advantage of account alerts, card controls and other security features available to you.
Monitor your accounts. Review transactions regularly and report suspicious or unauthorized activity promptly.
We’re Partners in Prevention
Fraud prevention works best when we work together. At Rosedale Bank, we’re committed to helping our customers recognize potential scams and make informed decisions before sending money or sharing sensitive information.
If you receive a suspicious call, email or text claiming to be from Rosedale Bank, don’t use the contact information provided in the message. Contact us directly at 410.668.4400 or visit your local branch.
And if you think you may have fallen victim to a scam, contact us as soon as possible. We’d rather answer a question today than help recover from fraud tomorrow.
As your community bank, we’re here to help protect the people and businesses that make our community strong.
The best defense against fraud isn’t fear. It’s awareness.