How to Protect Yourself from Scams and Identity Theft
At Rosedale Bank, Your Security Is Our Priority
Fraud and scams are on the rise and protecting your personal and financial information has never been more important. Whether you’re banking online, using your debit card, or simply answering a phone call, scammers are constantly finding new ways to trick people.
That’s why Rosedale Bank is committed to helping you stay informed and empowered. Here are simple, effective fraud prevention tips that anyone can follow.
1. Be Skeptical of Unsolicited Messages
Scam Alert: If you receive a call, text, or email asking for personal information, stop and think. Scammers often impersonate banks, government agencies, or even family members.
Action Tip:
- Never share your account number, Social Security number, or passwords unless you initiated the contact.
- Verify the source by calling the official number listed on the organization’s website.
2. Strengthen Your Passwords
Why It Matters: Weak passwords are easy targets for hackers.
Action Tip:
- Use long, complex passwords with a mix of letters, numbers, and symbols.
- Avoid using the same password across multiple accounts.
- Consider using a password manager to keep track securely.
3. Enable Two-Factor Authentication (2FA)
Added Protection: 2FA adds an extra layer of security by requiring a second form of verification.
Action Tip:
- Turn on 2FA for your banking apps, email, and social media accounts.
- Choose authentication methods like text codes or authenticator apps.
4. Monitor Your Accounts Regularly
Stay Alert: The sooner you spot suspicious activity, the faster you can act.
Action Tip:
- Check your bank statements and transaction history weekly.
- Set up account alerts through Rosedale Bank’s mobile app to get notified of unusual activity.
5. Educate Yourself and Your Family
Knowledge Is Power: Scammers often target vulnerable groups, including seniors and children.
Action Tip:
- Talk to your family about common scams like phishing emails, fake tech support calls, and social media impersonators.
- Share resources like fraud prevention guides found on Rosedale Bank’s website.
6. Use Secure Banking Tools
Trust Your Bank: Rosedale Bank offers secure digital banking tools designed to protect your information.
Action Tip:
- Use our official mobile app and website for all banking activities.
- Avoid logging into your accounts on public Wi-Fi or shared devices.
7. Report Suspicious Activity Immediately
Quick Action Can Save You: If you think you’ve been targeted by a scam, don’t wait.
Action Tip:
- File a report with the Federal Trade Commission (FTC) at reportfraud.ftc.gov.
- File a report with the United States Postal Inspection Service.
- Familiarize yourself with various ways to protect yourself from identity theft, fraud, and scams.
Final Thoughts: Stay Vigilant, Stay Safe
Fraud prevention starts with awareness. By following these tips and staying informed, you can protect yourself and your loved ones from scams and identity theft. Rosedale Bank is here to support you every step of the way.