How to Avoid Romance Scams

Protect yourself and your community from rising romance scams. Learn the warning signs, how to stay safe online, and when to contact Rosedale Bank for support.

Protect Your Heart and Your Wallet: How to Avoid Romance Scams

In a community as close‑knit as ours, relationships matter. We look out for one another, celebrate together, and support each other through life’s ups and downs. But as more connections begin online, it’s important to stay alert to a growing threat that can affect anyone — romance scams.

At Rosedale Bank, we care about your financial well‑being just as much as your personal peace of mind. Just like we’d warn a neighbor about a pothole on Belair Road, we want to make sure you know the signs of this growing scam. We’re in this together and staying informed helps protect all of us.

What Is a Romance Scam?

A romance scam happens when someone pretends to form a personal or romantic connection — often online — with the goal of gaining trust and eventually money. These scammers are skilled at creating emotional bonds, and they often target caring, generous people.

They may reach out through:

  • Dating apps
  • Social media
  • Text messages
  • Email

Their stories can feel convincing, and their messages can feel personal. That’s what makes these scams so effective — and why awareness is your strongest defense.

Common Red Flags to Watch For

Look out for these signs that a new online connection may not be who they say they are:

  • They avoid meeting in person and always have an excuse.
  • They move quickly, expressing strong feelings early on.
  • They ask for money, gift cards, or help moving funds.
  • They claim an emergency, such as medical bills or travel issues.
  • They pressure you to keep the relationship private or avoid talking to friends and family.
  • They ask you to share a verification code or personal information — something Rosedale Bank will never request unless you call us directly.

If something feels off, trust your instincts. Scammers rely on silence and secrecy. Talking to someone you trust can make all the difference. Stop by your local branch or call us at 410.668.4400, if something seems off. We’re here to help you!

How to Protect Yourself and Your Loved Ones

Our community is strongest when we look out for one another. A few simple steps can help keep you and your neighbors safe:

  • Pause before sending money to anyone you haven’t met in person.
  • Never share verification codes, passwords, or account details.
  • Be cautious with personal information shared online.
  • Talk openly with friends, family, or your local banker if something feels unusual.
  • Report suspicious messages to the platform where they occurred.

And remember: If someone contacts you about your Rosedale Bank account and asks for a code, it’s a scam. Call us right away at 410.668.4400 or reach out to your local branch.

We’re Here for You

Romance scams can be emotionally and financially devastating, but you don’t have to navigate these situations alone. Rosedale Bank is committed to protecting our neighbors and strengthening the financial health of our community.

Your safety matters to us — not just as customers, but as neighbors.