Get Smart About Credit

ABA Foundation’s national campaign to provide teens and young adults with well-rounded personal finance skills through local banks is now more immersive and flexible than ever. This industry-wide movement to expand the reach of financial education gives bankers free tools to equip young people with identity theft prevention skills, the chance to explore banking careers and more—both in and out of the classroom.

Below are links to helpful teaching tools provide by the ABA Foundation.

Emergency Saving Tip SheetDeveloping a habit of saving early on is a great way to ensure you are prepared in case of a financial emergency. Use these tips from the American Bankers Association Foundation to help:

Budgeting WorksheetBudgeting is an important part of making sound financial decisions. Need help making a monthly budget? Use this worksheet from the American Bankers Association Foundation’s Get Smart About Credit program: https://aba.social/46no9WT

3 Steps to Successful SavingSuccessful saving is as easy as 1, 2, 3! Start saving early so that you are prepared in case of a financial emergency. Click to watch for helpful tips from the @American Bankers Association Foundation.

Credit Score Tip SheetYou probably know your GPA, but did you know your credit score is like your financial GPA? Get Smart About Credit and find out how your credit score is calculated and how you can raise your score:

Credit Score Tip SheetA credit report is essentially your financial resume – a file on you that can be accessed by potential employers, landlords or insurance companies. How can you establish a good credit history? Get Smart About Credit and find out here: https://aba.social/464OBoB

Credit Score Tip SheetAccumulating debt can have a negative impact on your credit score. Do you have your debt under control? Get Smart About Credit and learn to manage it responsibly: https://aba.social/3ET7K0D

Get Smart About Careers in BankingWhy take an L when you could take a W? Watch to discover the 5 Ws of becoming a banker – the who, what, when, where, and why a career in banking could be for you.  Click here to view video.

Who? The banking industry needs talent of all shapes and sizes. Are you a creative problem solver? Great with numbers? Regardless of your skills and interests— a banking career is for you!A career in banking can take you far – and isn’t only about numbers! Are you creative? Do you possess leadership savvy? No matter your interest the banking industry is looking for those with a wide variety of skills! Find out more from Bank Works and the American Bankers Association Foundation: https://aba.social/3AhhopN 

YOUR FUTURE IN BANKING - With more than 2 million individuals working in the industry, banking jobs are as varied as those who hold them. Interested in marketing? Cybersecurity? Web Development? You'll find all these opportunities-and more-in the banking industry.What careers can you find in banking? The industry is more than just finance. From cybersecurity to marketing, you can find a position that will lead you to success! Find out more from Bank Works and the American Bankers Association Foundation: https://aba.social/3AhhopN 

Where? A career in banking can take you far. You'll even find tuition assistance and training to help you grow your career. Sample Career PathNo matter the career path you have in mind, the banking industry can help your professional growth. Find out more from Bank Works and the American Bankers Association Foundation: https://aba.social/3AhhopN 

When? If you are 18 years old or older, the banking industry is ready for you! You can apply for a job in banking right out of high school, or even as you work toward a college or graduate degree.Think it’s too soon for you to start your career in banking? Think again! You can apply for a job in the banking industry right out of high school. Find out more from Bank Works and the American Bankers Association Foundation: https://aba.social/3AhhopN 

Why? If you want a job that offers a competitive salary, excellent benefits and a chance to make a difference in your community-it's time to explore a banking career today.Why banking? There are plenty of reasons why a career in the banking industry is a smart choice. Explore them in this info sheet from Bank Works and the American Bankers Association Foundation: https://aba.social/3AhhopN 

Identity Theft Prevention Tip SheetMillions of people are victims of identity fraud each year. As young adults become more financially independent, it’s important for them to understand this form of theft so they don’t fall prey to scammers. Use this info sheet from the American Bankers Association Foundation to help your teen understand identity fraud: https://aba.social/3EeYa6J 

Identity Theft Prevention Tip SheetDon’t become a victim of identity theft! As young people become more financially independent, they are at an increased risk of being targeted by scammers. Use these tips from the American Bankers Association Foundation to learn how to spot and prevent identity theft: https://aba.social/3zaMUof 

Identity Theft Prevention Tip SheetSo you’ve joined the millions of others that are victims of identity fraud each year. What now? Follow these steps from the American Bankers Association Foundation: https://aba.social/3nyyGv6

Get Smart About Protecting your Financial IdentityDon’t become a victim of identity theft! As teens become more financially independent, they are at an increased risk of being targeted by scammers. Use these tips from the American Bankers Association Foundation to learn how to spot and prevent identity theft: https://aba.social/3zaMUof(Opens in a new Window)

Paying for College Tip SheetMany factors and decisions go into choosing and paying for college. While requirements and priorities differ from person to person, one thing is constant: the cost of college is considerable, and rising. Use this tip sheet from the American Bankers Association Foundation’s Get Smart About Credit program to help you make informed decisions: https://aba.social/3CaPZ9y

Paying for College Tip SheetFiguring out how to finance your higher education can be overwhelming. Access a list of useful websites, scholarship opportunities and apps that you can trust: https://aba.social/39bc6Ak

Get Smart About Paying for CollegeMany factors and decisions go into choosing and paying for college. While requirements and priorities differ from person to person, one thing is constant: the cost of college is considerable, and rising. Use these tips from the American Bankers Association Foundation’s Get Smart About Credit program to help you make informed decisions: Click to view video.

GET SMART ABOUT SCHOLARSHIP & STUDENT LOAN SCAMSCollege costs are rising. Looking for a loan? You’re not alone. Be wary of the information you share, and where. Find out more in the @American Bankers Association Foundation’s #GetSmartAboutCredit infographic on scholarship and student loan scams: https://aba.social/3cPurZl

College costs are rising. Looking for a loan? You're not alone. 84% of first-year students receive financial aid. 66% of students apply using Free Application for Federal Student Aid (FAFSA)College costs are rising, and you may be planning to take out a student loan. Be wary of the information you share, and where. Find out more in the @American Bankers Association Foundation’s #GetSmartAboutCredit infographic on scholarship and student loan scams: https://aba.social/3cPurZl

GET SMART BOUT STUDENT LOAN FORGIVENESSConsumers across the country are in the process of exploring student loan debt forgiveness opportunities following the Biden administration’s announcement in late August. As they do so, it’s important they remain on high alert for suspicious behaviors that may indicate a criminal scheme. Learn how to spot student loan forgiveness scams in this #GetSmartAboutCredit infographic from the @American Bankers Association Foundation: https://aba.social/3CLkMNl